A plan is not a payment
The Payment Plan shows what Nettat suggests. A balance changes only when a real payment is recorded.
Shared expenses. Everyone even.
Add expenses as they happen. Nettat keeps track of who paid, who owes what, and calculates a Payment Plan for the Group.
Public beta for iPhone. Apple’s TestFlight app is required.
Start privatelyA private Group works without an account
Scan receipts on iPhoneReceipt reading happens on your device
See who should pay whomOne Payment Plan for the whole Group
From first receipt to final payment
Set up the Group once. As you add expenses and payments, Nettat does the maths.
- 1
Create a Group
Add the people, currency, and dates.
- 2
Add expenses
Scan a receipt or enter an expense. Choose who paid and how to split it.
- 3
See every balance
For each person, see the amount paid, their share, and their current balance.
- 4
Follow the Payment Plan
Record a payment when the money has been sent. Until then, the Payment Plan is only a suggestion.
See exactly where the balance came from.
Split each expense your way.
Choose equal, item-level, or manual splits. Multiple payers and currencies work too, while the Group currency stays fixed.
Know what sits behind every balance.
Open a person to see their expenses, shares, and recorded payments.
See when the Group is settled.
Once the transfers have happened, record them in Nettat. The payment history stays with the Group and every balance returns to zero.
Your money records should show what actually happened.
Nettat separates suggestions from real payments. Here is the short version of how the app handles money, privacy, and sharing.
Read the Privacy PolicyPrivate Groups do not use Nettat’s service
A private Group works without a Nettat account. Turn on collaboration only if the Group needs it.
Receipts are read on your iPhone
Nettat reads receipts on your iPhone. Apple Intelligence runs only when you choose it for that receipt.
Sharing stays in your control
Read-only links show only what someone needs to understand the Group. Owners and admins can replace or revoke a link.
Nettat is in TestFlight.
The public beta is open. Use the button to join through Apple’s TestFlight and download Nettat on your iPhone.
A few things people ask.
Does everyone need Nettat?
No. One person can run a private Group on their own. Turn on collaboration if other people should add their expenses in the app.
Does Nettat move money?
No. Nettat calculates a Payment Plan. When someone pays, record that payment and the balances update.
Can I split one expense in different ways?
Yes. Split it equally, by receipt item, or with custom amounts.
Can a Group use more than one currency?
Yes. Nettat keeps the original amount and converts it into the Group’s settlement currency.
Where are receipts read?
On your iPhone. Apple Intelligence is optional and runs only when you choose it for a receipt.
When can I download Nettat?
You can download the public beta now through TestFlight. The App Store version is still being prepared.